Lower Fees = Family Fun(ds)
ATCU knows times can be tough and some months it's harder to stretch your dollar. So, as a small way to offer relief, we've reduced our overdraft fee effective November 1st, 2022.
Remember, there is never a fee to transfer between share accounts.
Have questions? Click "Let's talk!" to chat with us or call 1-800-470-0704.
If, on any day, the available balance in your account is not sufficient to pay the full amount of a check, draft, transaction, or other item, plus any applicable fee, that is posted, we may return the item or pay it via Overdraft Privilege or Overdraft Plus. ATCU's Overdraft programs are at the sole discretion of the credit union. The credit union may refuse to provide the service on any amounts at any time. An overdraft fee of $20 will be imposed for each time the credit union provides the service, as set forth in our Fee Schedule. Members have 30 days to repay any negative balance in your share or deposit account. Review "Options for Covering Unexpected Overdrafts" disclosure for options available to you for covering overdrafts. Good account management can prevent the need to cover overdrafts altogether.