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We’ve helped Northeast Alabamians just like you lay down roots in their forever home since 1959.


Key Features

  • Competitive Rates
  • Free Pre-Qualification
  • Quick Decisions
  • Local Processing
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or personal investment properties
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • And more!
  • Budget-friendly repayment terms, unique to your situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualification for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Helpful, down-home personal service
  • Closing costs as low as $1,9951

Must meet membership and credit requirements.

1For loan amounts up to $300,000, the closing costs will be the lesser of the actual closing costs or $1,995. For loan amounts of $300,000 and above the borrower will be responsible for all closing costs. Programs, rates, terms and conditions are subject to change without notice.

Making an impact in our community.

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