We’ve helped Northeast Alabamians just like you lay down roots in their forever home since 1959.
- Competitive Rates
- Free Pre-Qualification
- Quick Decisions
- Local Processing
- Competitively low rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or personal investment properties
- A wide range of financing programs available:
- Fixed rate mortgages
- Adjustable rate mortgages (ARMs)
- And more!
- Budget-friendly repayment terms, unique to your situation
- Helpful loan advisors with working knowledge of the local real estate market
- Free pre-qualification for extra confidence when it comes to securing financing
- Refinance your current home to potentially lower your rate
- Helpful, down-home personal service
- Closing costs as low as $1,9951
Must meet membership and credit requirements.
1For loan amounts up to $300,000, the closing costs will be the lesser of the actual closing costs or $1,995. For loan amounts of $300,000 and above the borrower will be responsible for all closing costs. Programs, rates, terms and conditions are subject to change without notice.