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Boats, campers, ATVs, golf carts, motorcycles — we offer affordable financing for whatever vehicle you hope to have fun in.

Rates

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Quick Decisions
  • Local Processing
  • Competitive rates for a wide range of recreational vehicles:
    • Motorcycles and ATVs
    • Motorhomes and travel trailers
    • Boats and personal watercraft
    • And more
  • A wide range of terms customized to your unique situation
  • Free pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Guaranteed Auto Protection (GAP) protects individuals who finance a new or used vehicle from the financial gap.

GAP covers the difference between the actual cash value of your vehicle and the loan/lease balance as of date of loss, less delinquent payments, late charges, accrued interest, refundable service warranty contracts and other related charges.

GAP will also cover the actual deductible amount stated in your primary insurance policy up to $500 or $1000, depending on program limits, in the event of a covered GAP claim. Ask your loan officer for details of the GAP program offered by Alabama Teachers Credit Union.

Get the perfect rate on your perfect ride.

BOATS • MOTORCYCLES • MOTOR HOMES • CAMPERS • TRACTORS
ATVs • JET SKIS • RIDING MOWERS • GOLF CARTS

Take advantage of rates as low as 4.25% APR* for up to 60 months financing, plus a 90 day payment deferral option! Hurry, this offer good through June 30th.


*APR=Annual Percentage Rate. Must meet membership and credit requirements. Rate may vary based on each individual borrower’s credit history and other underwriting factors. Offer is not applicable to existing ATCU loans. Promo rates for model years 2005 - 2020. Estimated monthly repayment amount of $18.53 per $1,000.00 borrowed at 60 month term. Borrower(s) may elect to defer the first payment due date up to 90 days from the date the loan is originated; however, interest will continue to accrue from origination until the date of the first payment. Programs, rates, terms, and conditions subject to change without notice. For more information, see an ATCU loan officer. Federally insured by NCUA. ATCU NMLS# 402558

Insurance and warranty products are not products of Alabama Teachers Credit Union; and are not obligations of or guaranteed by Alabama Teachers Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member's choice; and Alabama Teachers Credit Union makes no representations as to the services of any provider.

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