From low APRs and no fees to bonus rewards and travel points, there’s more to our credit cards than just convenience.
- Competitive Rates
- Rewards Program
- Anytime Access
All Alabama Teachers Credit Union Visa® Credit Cards include:
- Contactless chip technology
- CURewards program
- Special deals and promotions
- No annual fees
- 25-day interest-free grace period
- Balance transfer option
- No minimum finance charge
- No transaction fee for purchases
- Manage your card through our ATCU App or Online Banking
View the complete Guide to Benefits.
We offer two types of cards to meet your specific needs:
- 9.90% APR*
- For limits $4,999.99 and below
- Up to $500,000.00 in travel accident insurance
- Earn one point for every net dollar** spent
- 9.90% APR*
- For limits $5,000 and above
- Up to $500,000 in travel accident insurance
- Earn one and a half points for every net dollar** spent
- Redeem reward points for cash back***
Programs, rates, terms, and conditions are subject to change without notice.
*APR equals Annual Percentage Rate. Stated APR is as low as 9.90%. Rates may vary based on each individual borrower's credit history and other underwriting factors.
**A net dollar is defined as purchases minus returns.
***Terms and conditions may apply.