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You’re busy. You need to be able to make purchases anywhere, anytime. That’s what our business credit cards are here for.

Key Features

  • Competitive Rates
  • Anytime Access
  • Quick Decisions
  • Local Processing
  • 9.90% APR1
  • Accepted worldwide
  • Contactless chip technology
  • 25-day, interest-free grace period
  • No transaction fee for purchases
  • No minimum finance charge
  • Low $50 annual fee
  • Up to $500,000 in travel accident insurance
  • CURewards program
    • Earn one and a half points for every net dollar2 spent
    • Redeem rewards points for cash back3
  • Manage your card through Access Point or our ATCU Cards App
  • Card transactions can also be accessed through online and mobile banking

View the complete Guide to Benefits.

Access Point Login

1APR equals Annual Percentage Rate.  Stated APR is as low as 9.90%. Subject to credit union terms and conditions and other underwriting factors. Rates are subject to change without notice.

2A net dollar is defined as purchases minus returns.

3Terms and conditions may apply.

Through Visa® Purchase Alerts, ATCU Debit and Credit Cardholders can create an account and receive purchase alerts via text or email for eligible Visa® Cards.


  • Security: Get alerts for transactions in real-time and immediately identify potentially fraudulent activity.
  • Control: Track spending and stay on top of account balances.
  • Convenience: Adjust your alerts to what makes sense for you and receive them via SMS text or email.

Follow the steps below to enroll

  1. Visit
  2. Check to see if your card is eligible1
  3. Register your mobile device and email to receive Visa® Purchase Alerts
  4. Choose the notification triggers that match your needs, such as transactions exceeding a set amount

1Not all card issuers will allow cards for SMS message alerts. Message and data rates may apply.

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