Teach your pre-teen the financial basics with a youth account that offers valuable first-hand experience.
- Competitive Dividends
- Honor Roll Rewards
- No Monthly Service Fees
- Free youth savings account gets them in the habit of saving
- Available for young savers ages 8 to 12
- Approved adult joint account owner required1
- Earn dividends with a minimum balance of $5,000.01
- No monthly service fees
- Unlimited free withdrawals
- Includes free perks:
- Reduced $300 minimum deposit to open a Term Share Certificate
- Cool quarterly promotions
- Fun contests and activities
- Take home prizes when you make deposits
- Special birthday cards
- Federally insured by NCUA up to $250,000
- $25 minimum deposit to open
We believe that hard work should pay off. Students earn $2 for every A and $1 for every B.2
The Spring submission deadline was June 30, 2020. Rewards will be paid by July 31, 2020 as a deposit into the Youth Member's Share Account.
Program information for the 2020 - 2021 school year coming soon!
2Must be a youth club member (Savasaurus, Generation Next, or Synced) to receive Honor Roll Rewards. Members under the age of sixteen (16) are required to have a parent, grandparent, legal guardian, or other approved joint account owner to open a new youth club account or add services on an existing youth club account. The par value of a membership share, which is twenty-five dollars ($25.00), must be maintained in order to retain membership. UTMA (Uniform Transfer to Minors Act) accounts qualify for Honor Roll Rewards for members up to the age of nineteen (19); however, the transactions will be subject to the Uniform Transfers to Minors Act of Alabama. One (1) reward per tax identification number, per term only. Please visit the following website or contact an ATCU employee for reward amounts, reward amount limitations, report card submission deadlines, format requirements, and reward payout dates: https://www.atcu.com/documents/HRR-Disclosures19.pdf. Submit report cards to any ATCU office to participate. Restrictions may apply. Program terms and conditions are subject to change without notice. Federally Insured by NCUA.
Generation Next Members:
Share your summer memories with us for a chance to win Apple AirPods®and other essential summer goodies!
Between May 15th and August 15th, send a photo of you enjoying your summer vacation to any ATCU office or email to [email protected] to be entered in our Summer Snapshot Contest! Be sure to include your name!
Gen Next members only. Must meet membership requirements. One (1) entry per social security number. The youth club member is permitted to open new services on the account and facilitate transactions without being accompanied by an adult joint account owner beginning at the age of thirteen (13). Minimum deposit of $25 required to open share account. Photographs become property of ATCU. Value of prize not to exceed $500. All other participants will receive a $5 prize deposit. Prize deposits will be made by September 15th, 2020. Contact an ATCU employee for complete details. Insured by NCUA. ATCU NMLS# 402558
1The youth club member is permitted to open new services on the account and facilitate transactions without being accompanied by an adult joint account owner beginning at the age of thirteen (13).
Children's Online Information Privacy: We recognize that protecting children's identities and privacy online is important. Alabama Teachers does not solicit or collect individually identifiable information on visits to the youth accounts section of our website without parental consent and do not knowingly solicit or collect individually identifiable information from children on any other area of our site.