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Teach your pre-teen the financial basics with a youth account that offers valuable first-hand experience.

Key Features

  • Competitive Dividends
  • Honor Roll Rewards
  • No Monthly Service Fees
  • Free youth savings account gets them in the habit of saving
    • Available for young savers ages 8 to 12
    • Approved adult joint account owner required1
  • Earn dividends with a minimum balance of $5,000.01
  • No monthly service fees
  • Unlimited free withdrawals
  • Includes free perks:
    • Reduced $300 minimum deposit to open a Term Share Certificate
    • Cool quarterly promotions
    • Fun contests and activities
    • Take home prizes when you make deposits
    • Special birthday cards
  • Federally insured by NCUA up to $250,000
  • $25 minimum deposit to open

2021 - 2022 program information coming soon!

📸 GenNext Youth Club members! 📸

Share your summer memories with us for a chance to win Apple AirPods® and other essential summer goodies!  Between May 15th and August 15th, send a photo of you enjoying your summer vacation to any ATCU office or email to [email protected] to be entered in our Summer Snapshot Contest! Be sure to include your name.

Gen Next members only. Must meet membership requirements. One (1) entry per social security number. The youth club member is permitted to open new services on the account and facilitate transactions without being accompanied by an adult joint account owner beginning at the age of thirteen (13).  Minimum deposit of $25 required to open share account.  Photographs become property of ATCU. Value of prize not to exceed $500. All other participants will receive a $5 prize deposit. Prize deposits will be made by September 15th, 2021. Contact an ATCU employee for complete details. 

1The youth club member is permitted to open new services on the account and facilitate transactions without being accompanied by an adult joint account owner beginning at the age of thirteen (13).

Children's Online Information Privacy: We recognize that protecting children's identities and privacy online is important. Alabama Teachers does not solicit or collect individually identifiable information on visits to the youth accounts section of our website without parental consent and do not knowingly solicit or collect individually identifiable information from children on any other area of our site.

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