If your child is between the ages of 8 and 12, they’re ready for the next step in savings! When you open a Generation Next account for them with just $25, they become eligible for all kinds of cool stuff, including deposit prizes, Honor Roll Rewards, and so much more.

  • Free youth savings account gets them in the habit of saving
    • Available for young savers ages 8 to 12
    • Approved adult joint account owner required3
  • Dividend-bearing account
  • Earn dividends with a minimum balance of $5,000.01
  • No monthly service fees
  • Unlimited free withdrawals
  • Includes free perks:
    • Reduced $300 minimum deposit to open a Term Share Certificate
    • Cool quarterly promotions
    • Fun contests and activities
    • Take home prizes when you make deposits
    • Special birthday cards
  • $25 minimum deposit to open
  • Federally insured by NCUA up to $250,000
Honor Roll Rewards
  • We believe that hard work should pay off:
    • Receive $2 for every A and $1 for every B1
  • Report cards must be received by:
    • January 31, 2017 (Fall Term)
    • June 30, 2017 (Spring Term)

Learn more about this program.

1Must be a youth club member (Savasaurus, Generation Next, or Synced) to receive Honor Roll Rewards.  Members under the age of sixteen (16) are required to have a parent, grandparent, legal guardian, or other approved join account owner to open a new youth club account or add services on an existing youth club account.  The par value of a membership share, which is twenty-five dollars ($25.00), must be maintained in order to retain membership.  UTMA (Uniform Transfer to Minors Act) accounts qualify for Honor Roll Rewards for members up to the age of nineteen (19); however, the transactions will be subject to the Uniform Transfers to Minors Act of Alabama.  One (1) reward per tax identification number, per term only.  ATCU will pay two dollars ($2.00) for every A and one dollar ($1.00) for every B (equiivalents of A or B will be considered at the Credit Union's discretion) made in either the Fall term or the Spring term for 2016-2017 school year only.  No rewards for any other grades will be given.  Maximum payout for each term will not exceed fifteen dollars ($15.00) or thirty dollars ($30.00) per year.  Report cards must be received by January 31, 2017 for fall term and June 30, 2017 for spring term.  Deposits will be given for interim report card grades only (6 or 9 weeks grade), not final or term grades.  Deposits for rewards will be made to share accounts only.  Rewards for fall grades will be paid no later than February 28, 2017; rewards for spring grades will be paid no later than July 31, 2017.  Submit report cards to any ATCU office to participate.  Report cards must be a copy of an actual report card, or be verifiable by school or homeschool organization insignia without exception.  No handwritten grades will be accepted.  Restrictions may apply.  Program terms and conditions are subject to change without notice.   Federally Insured by NCUA.
Summer Snapshot Contest

Share your summer memories with us for a chance to win a new Beats Pill+ Wireless Bluetooth Speaker ® and other essential summer goodies! 

Between May 15th and August 15th, send a photo of you enjoying your summer vacation to any ATCU office or email to marketing@atcu.com to be entered in our Summer Snapshot Contest!

Gen Next members only. Must meet membership requirements. One (1) entry per social security number. The youth club member is permitted to open new services on the account and facilitate transactions without being accompanied by an adult joint account owner beginning at the age of thirteen (13) Minimum deposit of $25 required to open share account. Photographs become property of ATCU. Value of prize not to exceed $500. All other participants will receive a $5 prize deposit. Prize deposits will be made by September 15th, 2017. Contact an ATCU employee for complete details. Federally insured by NCUA. ATCU NMLS# 402558

Let us reward your good behavior.

3The youth club member is permitted to open new services on the account and facilitate transactions without being accompanied by an adult joint account owner beginning at the age of thirteen (13).

Children's Online Information Privacy: We recognize that protecting children's identities and privacy online is important. Alabama Teachers does not solicit or collect individually identifiable information on visits to the youth accounts section of our website without parental consent and do not knowingly solicit or collect individually identifiable information from children on any other area of our site.