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“Our approach makes the individual a priority.”
– JD Holt

Retirement Planning is an important step, as well as a stressful transition. By developing a trusted relationship, we will work in each and every step of the retirement process to develop a plan to work toward retirement goals. 

How much income will you need in retirement? One of the greatest mistakes we see investors make is not being prepared in retirement. We are dedicated to helping individuals understand how much income will be needed through this next phase, along with developing a plan to sustain this income. 

How do you access your funds after you retire? Understanding the options under the company’s retirement plan will enable us to empower individuals to make a decision which best suits financial needs.  

Our Retirement Planning Services Include: 

  • Reviewing your current Retirement Plan 
  • IRA, SEP / Simple IRA, 401(k), 403(b), 457 plans and TSP Transition Services
  • Retirement Income Strategies 

Check the background of this investment professional on FINRA's BrokerCheck.

Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL Financial or its licensed affiliates.  Alabama Teachers Credit Union and Alabama Teachers Investment Services are not registered as a broker-dealer or investment advisor.  Registered representatives of LPL offer products and services using Alabama Teachers Investment Services, and may also be employees of Alabama Teachers Credit Union.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Alabama Teachers Credit Union or Alabama Teachers Investment Services.  Securities and Insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AR, FL, GA, LA, MS, NC, TX. 

Alabama Teachers Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit for more detailed information.

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