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Used wisely, a credit card can be a smart financial tool. Alabama Teachers offers a variety of Platinum Visa® Credit Card programs, giving you access to credit whenever and wherever you need it. We also offer low APRs, no annual fees, and a 25-day interest-free grace period. Plus, cash in with exclusive ScoreCard® Bonus Rewards!


All Alabama Teachers Credit Union Visa® Credit Cards include:

  • Exclusive ScoreCard® Bonus Rewards Program
  • Cruise and vacation packages
  • Special deals and promotions
  • No annual fees
  • 25-day interest-free grace period
  • Balance transfer option
  • No minimum finance charge
  • No transaction fee for purchases

We offer a variety of different cards so you can find one that meets your specific needs!

Visa® Platinum Premier

  • Low 9.90% APR
  • Credit Score: 660 and Up
  • Up to $1,000,000.00 in travel accident insurance

Visa® Platinum Plus

  • Low 10.90% APR
  • Credit Score: 620 - 659
  • Up to $500,000 in travel accident insurance

Visa® Platinum

  • Low 11.90% APR
  • Credit Score: 619 or Less
  • Up to $250,000 in travel accident insurance

Programs, rates, terms, and conditions are subject to change without notice.

Manage your Alabama Teachers Visa® Credit Card account online in just a few clicks. Visit for registration and log in information.

Through Visa® Purchase Alerts, ATCU Debit and Credit Cardholders can create an account and receive purchase alerts via text or email for eligible Visa® Cards.  

Benefits include:

  • Security: Get alerts for transactions in real-time and immediately identify potentially fraudulent activity.
  • Control: Track spending and stay on top of account balances.
  • Convenience: Adjust your alerts to what makes sense for you and receive them via SMS text or email.

Follow the steps below to enroll:

  1. Visit
  2. Check to see if your card is eligible.1
  3. Register your mobile device and email to receive Visa® Purchase Alerts.
  4. Choose the notification triggers that match your needs, such as transactions exceeding a set amount.

1Not all card issuers will allow cards for SMS message alerts.  Message and data rates may apply.

A quick reply is a click away.