Used wisely, a credit card can be a smart financial tool. Alabama Teachers offers a variety of Platinum Visa® Credit Card programs, giving you access to credit whenever and wherever you need it. We also offer low APRs, no annual fees, and a 25-day interest-free grace period. Plus, cash in with exclusive ScoreCard® Bonus Rewards!
All Alabama Teachers Credit Union Visa® Credit Cards include:
- Exclusive ScoreCard® Bonus Rewards Program
- Cruise and vacation packages
- Special deals and promotions
- No annual fees
- 25-day interest-free grace period
- Balance transfer option
- No minimum finance charge
- No transaction fee for purchases
We offer a variety of different cards so you can find one that meets your specific needs!
Visa® Platinum Premier
- Low 9.90% APR
- Credit Score: 660 and Up
- Up to $1,000,000.00 in travel accident insurance
Visa® Platinum Plus
- Low 10.90% APR
- Credit Score: 620 - 659
- Up to $500,000 in travel accident insurance
- Low 11.90% APR
- Credit Score: 619 or Less
- Up to $250,000 in travel accident insurance
Programs, rates, terms, and conditions are subject to change without notice.
Manage your Alabama Teachers Visa® Credit Card account online in just a few clicks. Visit ezcardinfo.com for registration and log in information.
Visa® Purchase Alerts
Through Visa® Purchase Alerts, ATCU Debit and Credit Cardholders can create an account and receive purchase alerts via text or email for eligible Visa® Cards.
- Security: Get alerts for transactions in real-time and immediately identify potentially fraudulent activity.
- Control: Track spending and stay on top of account balances.
- Convenience: Adjust your alerts to what makes sense for you and receive them via SMS text or email.
Follow the steps below to enroll:
- Visit visa.com/purchasealerts.
- Check to see if your card is eligible.1
- Register your mobile device and email to receive Visa® Purchase Alerts.
- Choose the notification triggers that match your needs, such as transactions exceeding a set amount.