Motorcycles, boats, motor homes, campers, tractors, ATVs, jet skis, riding mowers, and even golf carts! Alabama Teachers can get you where you need to go with the wind in your hair and a big smile on your face. Get competitive financing and loan terms to fit almost any budget, whether you're shopping new or used.

  • Take on the great outdoors in style
  • Competitively low rates for motorcycles, ATVs, motor homes, and more
  • Budget-friendly repayment terms
  • 100% financing available on all purchases
  • Free pre-approvals for extra buying power when negotiating
  • No pre-payment fees
  • No application fee
  • Prompt, local decision-making and processing
  • Helpful, down-home personal service
Guaranteed Auto Protection (GAP)

Guaranteed Auto Protection (GAP) protects individuals who finance a new or used vehicle from the financial gap.

GAP covers the difference between the actual cash value of your vehicle and the loan/lease balance as of date of loss, less delinquent payments, late charges, accrued interest, refundable service warranty contracts and other related charges.

GAP will also cover the actual deductible amount stated in your primary insurance policy up to $500 or $1000, depending on program limits, in the event of a covered GAP claim. Ask your loan officer for details of the GAP program offered by Alabama Teachers Credit Union.

Recreational Vehicle Loan Special

Recreational Vehicle Loans. Spring into action.

Let us help you get the recreational vehicle you’ve been dreaming of.

Spring in. Get approved. Ride on.

Rates as Low as 4.25% APR* up to 60 months financing 90 day payment deferral option.

Offer good through June 30th.

*APR=Annual Percentage Rate. Must meet membership and credit requirements. Rate may vary based on each individual borrower’s credit history and other underwriting factors. Offer is not applicable to existing ATCU loans. Promo rates for model years 2015 - 2019. Estimated monthly repayment amount of $18.53 per $1,000.00 borrowed at 60 month term. Borrower(s) may elect to defer the first payment due date up to 90 days from the date the loan is originated; however, interest will continue to accrue from origination until the date of the first payment. Programs, rates, terms, and conditions subject to change without notice. For more information, see an ATCU loan officer. Federally insured by NCUA. ATCU NMLS# 402558

Your ride — at the right rate.

Insurance and warranty products are not products of Alabama Teachers Credit Union; and are not obligations of or guaranteed by Alabama Teachers Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member’s choice; and Alabama Teachers Credit Union makes no representations as to the services of any provider.