Guaranteed Auto Protection (GAP) protects individuals who finance a new or used vehicle from the financial gap.
GAP covers the difference between the actual cash value of your vehicle and the loan/lease balance as of date of loss, less delinquent payments, late charges, accrued interest, refundable service warranty contracts and other related charges.
GAP will also cover the actual deductible amount stated in your primary insurance policy up to $500 or $1000, depending on program limits, in the event of a covered GAP claim. Ask your loan officer for details of the GAP program offered by Alabama Teachers Credit Union.
Get S'more out of Summer!
Rates as low as 3.99% APR1 up to 60 months financing
motorcycles • boats • motor homes • campers • ATVs tractors • jet skis • riding mowers • golf carts
Until August 31st
1Must meet membership and credit requirements. APR=Annual Percentage Rate. Rate may very based on each individual borrower’s credit history and other underwriting factors. Offer is not applicable to existing ATCU loans. Members with nHanced or Preferred checking accounts are eligible for one rate discount of 0.25%. Limited to one discount per loan. Term of up to 60 months for 2013-2017 recreational vehicles. Estimated monthly repayment amount of $18.42 per $1,000 borrowed. Programs, rates, terms and conditions subject to change without notice. For more information, see an ATCU loan officer. Federally insured by NCUA. ATCU NMLS# 402558