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Low rates and flexible terms. A personal loan from Alabama Teachers is the straightforward solution to your long-term or short-term personal goals. From must-have purchases like a new laptop or a much-needed vacation getaway, we can get you the funds you need for any budget.

Calculators Rates

  • Competitive fixed rates for a wide range of personal needs1:
    • Start a new hobby
    • Outfit a game room
    • Go on vacation
    • And much more!
  • Flexible terms and monthly payments that fit your needs
  • Prompt, local decision-making and processing
  • Helpful, down-home personal service

Package the perfect gifts this holiday season with our personal loan.

Rates as low as 3.99% APR*

Up to 12 months financing with option to defer payment up to 60 days!

Offer ends December 20th.

*APR=Annual Percentage Rate. Must meet membership and credit requirements. Rate may vary based on each individual borrower's credit history and other underwriting factors. Estimated monthly repayment amount of $8.51 per $100.00 borrowed. Borrower(s) may elect to defer the first payment due date up to 60 days from the date the loan is originated; however, interest will continue to accrue from origination until the date of the first payment. Programs, rates, terms, and conditions subject to change without notice. For more information, see an ATCU loan officer. Insured by NCUA. ATCU NMLS# 402558

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1In accordance with applicable laws and regulations, loan proceeds may not be used for business, commercial, agricultural, organizational, or student loan purposes (among other less common purposes).