Low rates and flexible terms. A personal loan from Alabama Teachers is the straightforward solution to your long-term or short-term personal goals. From must-have purchases like a new laptop or a much-needed vacation getaway, we can get you the funds you need for any budget.

  • Competitive fixed rates for a wide range of personal needs*:
    • Start a new hobby
    • Outfit a game room
    • Go on vacation
    • And much more!
  • Flexible terms and monthly payments that fit your needs
  • Prompt, local decision-making and processing
  • Helpful, down-home personal service
Holiday Loan Special

Our Holiday Loans are brewed for you!

Rates as low as 5.00% APR1 for up to 12 months financing with option to defer payment up to 60 days. Plus, be entered for a chance to win $500!2

Offer good through December 20th.

1APR=Annual Percentage Rate. Must meet membership and credit requirements. Rate may vary based on each individual borrower’s credit history and other underwriting factors. Offer is not applicable to existing ATCU loans. Term of up to 12 months. Estimated monthly repayment amount of $8.56 per $100.00 borrowed. Borrower(s) may elect to defer the first payment due date up to 60 days from the date the loan is originated; however, interest will continue to accrue from origination until the date of the first payment. Programs, rates, terms, and conditions subject to change without notice. For more information, see an ATCU loan officer. 2No purchase necessary. Membership not required for participation. Must be 19 years of age or older to enter. Winner will be drawn at random from all eligible automatic and manual entries, as provided in the Official Rules, received from Saturday, October 15, 2016 through Tuesday, December 20, 2016.  Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Rules. Federally insured by NCUA.

Let us lend a helping hand.

*In accordance with applicable laws and regulations, loan proceeds may not be used for business, commercial, agricultural, organizational, or student loan purposes (among other less common purposes).