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Neither the Alabama Teachers Credit Union, its officers, agents, nor employees have made any representations to the undersigned Purchaser(s), concerning the Property. Purchaser(s) understands and agrees that Purchaser(s) may inspect or have the Property inspected prior to bid closing, and is encouraged to do so. Further, Purchaser(s) acknowledges and agrees that the Property is sold as is, that no warranties are made or intended; and that Alabama Teachers Credit Union shall have no liability or responsibility for any repairs or damages; or any removal of any property of whatever type or kind from the Property whatsoever. Alabama Teachers Credit Union makes no representation or warranty regarding ownership of any property that is not permanently affixed to the real property described herein. Further, any conveyance of the Property by the Alabama Teachers Credit Union will be by limited warranty deed; and will be subject to all deeds, encumbrances, taxes and other liens of record. Therefore, the Purchaser(s) are encouraged to consult with legal counsel regarding the deed Alabama Teachers Credit Union will convey and the status of title that Purchaser(s) will receive if this bid is successful. Understanding and agreeing to these terms, the purchaser submits a bid.