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  Educator Assistance Loan
 
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Your savings federally insured to at least
$250,000 and backed by the full faith and
credit of the United States Government

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Alabama Teachers Credit Union offers its members both MasterCard and Visa credit cards for its members.  You can expect both worldwide acceptance and around-the-clock access to money.

  • Choose from:
    Visa Platinum Card

  •         9.9% Annual Percentage Rate

  •         Minimum credit limit of $7500

  •         Cash back rewards up to 1% rebate on net purchases

  •         Platinum Preferred Rewards-up to $1,000,000.00 in travel accident insurance

  • Visa Gold Card       

  •               10.9% Annual Percentage Rate

  •         Minimum credit limit of $3000

  •         Cash back rewards up to 1% rebate on net purchases

  • Classic Visa and MasterCard

  •         11.9% Annual Percentage Rate

  •  

  • The Platinum, Gold, Classic and Teen all include the following benefits: 

  •         No Annual Fee

  •         25 Day Grace Period

  •         Balance Transfer Option

  •         No Minimum finance charge

  •         No transaction fee for purchases

  •  

  • Visa Business Card

  • ·        9.9% Annual Percentage Rate

  • ·        $50 annual fee

  •  

  • All Teens Club Visa Card

  • ·        ( Ages 16 - 18 )

  • ·        1% Annual Percentage Rate


  •    Up to $200 Line of Credit with parents consent.
  •  

Credit restrictions apply.  Contact any ATCU representatives. 
Click here for a low-cost VISA or MasterCard application 
Please print and fax to Alabama Teachers Credit Union at (256) 543-7042.

The annual percentage rate may vary

Any minimum, fixed, transaction, activity, or similar charge that may be imposed. Any periodic rate,
expressed as an annual percentage rate, and if applicable, that the rate is variable. Any membership
or participation fees.