Alabama Teachers Credit Union - VISA ATM/Check Card

Educator Assistance Loan
Click here for an application!

Your savings federally insured to at least
$250,000 and backed by the full faith and
credit of the United States Government

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Attention ATCU Visa Credit Card Holders:

Falcon, ATCU�s fraud monitoring system, may contact you as an ATCU member at your home or work when trying to verify possible fraudulent transactions on your credit or debit card. They determine when a transaction is possibly fraudulent by having red flag indicators in place. If you are contacted by Falcon to confirm a purchase, and do not respond, or feel that the call could be fraudulent, the numbers to call them back are:

Falcon for debit cards is: 1-800-338-8901

Falcon for credit cards is: 1-800-437-9392

If they can not get in touch with you to verify the charges, then a temporary block will be placed on your card. This block will not be removed until Falcon is notified by you that the charges are legitimate. It is important to know that the protection of your account is important to ATCU and this is a necessary measure of added security. Should you have any questions, contact your local ATCU office.

Alabama Teachers Credit Union offers its members Visa credit cards for its members.
You can expect both worldwide acceptance and around-the-clock access to money.

Choose from:
Platinum Premier

9.9% Annual Percentage Rate

Minimum credit limit of $7500

Travel accident insurance coverage up to $1,000,000

Platinum Plus

10.9% Annual Percentage Rate

Minimum credit limit of $3000
Travel accident insurance coverage up to $500,000

Platinum

11.9% Annual Percentage Rate
Travel accident insurance coverage up to $250,000
Credit Amounts: $100 to $2,999

All Platinum and Synced Visa credit cards include the following benefits:

An exclusive ScoreCard� Bonus Points Rewards Program

No Annual Fee

25 Day Grace Period

Balance Transfer Option

No Minimum finance charge

No Transaction fee for purchases
Visit www.scorecardrewards.com to view your available Score Card point balance,
available awards & to make purchases.

For Bonus Point Questions On:
�        Gift award information
�    Travel award information
�    Award order status
�        Award inquiries
�        Available Bonus Point balances
�        Travel restrictions, terms & conditions
�        Requesting another gift catalog & Bonus Point award order form
�        Requesting an additional travel catalog & Bonus Point award order form

Please contact the ScoreCard Bonus Point Service Center at 1-800-854-0790. Office hours are 9am � 11 pm (EST) Monday-Friday

For reservations and to redeem Bonus Points toward ScoreCard travel including �Universal Tickets,� cruises, and vacation packages. (No other redemptions can be processed by telephone) contact the ScoreCard Travel Services at 1-800-842-3006. Office hours are 9am � 9pm (EST) Monday-Friday and 9am � 4:30pm (EST) Saturday-Sunday.

Offices are closed: January1, Memorial Day, 4^th of July, Labor Day,
Thanksgiving & December 25^th.

Visa Business Card

� 9.9% Annual Percentage Rate

� $50 annual fee

    Synced Visa Card
       (Ages 16 - 18)
       1% Annual Percentage Rate
      Up to $200 Line of Credit with parents consent.

          Credit restrictions apply. Contact any ATCU representatives.
          Click here for a low-cost VISA application
          Please print and fax to Alabama Teachers Credit Union at (256) 543-7042.
          Contact Rachel Young, our Card Services Coordinator at 256.439.3627 for additional information.

The annual percentage rate may vary

Any minimum, fixed, transaction, activity, or similar charge that may be imposed. Any periodic rate,
expressed as an annual percentage rate, and if applicable, that the rate is variable. Any membership
or participation fees.