Skip-A-Payment

Skip-A-Payment

Take advantage of our Skip-A-Payment program* and defer your December payment on eligible loans this holiday season.


Complete this form and return it to your local office.

Summary
  • Form must be completed and submitted by November 15th.
  • A $10 fee will be assessed per loan if received after November 15th.
  • No forms will be accepted after December 15th.
  • Need some additional help this holiday season? Check out our Holiday Loan Special.

*By signing, you and any cosigners authorize Alabama Teachers Credit Union to advance the due date on the loan(s) specified by one month. Interest will continue to accrue on the balance of the loan from the last payment date. Loans must be current to qualify. All other terms and conditions of the loan(s) will remain. Loans excluded from this offer are Visa® Credit Cards, real estate loans, single pay loans, workout loans, business loans, or lines of credit. GAP insurance may not apply to the extended loan term. If paying a $10 fee through a transfer from an ATCU share or share draft account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed. The primary and all joint/cosigning members/owners must sign the request form to skip the loan(s). Subject to credit union terms and conditions, may be changed without prior notification.