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  Privacy Notice

For more information regarding your NCUA Share Insurance Coverage, please visit the following website links:

“Your Insured Funds”

“How Your Accounts are Insured”

 “Share Insurance Estimator”



Your savings federally insured to at least
$250,000 and backed by the full faith and
credit of the United States Government

Share Accounts

Share accounts (also called a savings account) pay high monthly dividends on qualified balances; rates are determined by the Board of Directors.

To join Alabama Teachers Credit Union, simply deposit $25 or more into a share account.

Under the USA Patriot Act:
 To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institution
to obtain, verify, and record information that identifies each person who opens an account.

 What this means to you:

 1.     We will ask for your Name, Address, Date of birth and Other Information that will allow us to identify you.

2.      We will also ask to see your Driver’s license and Other
     Identifying Documents. 

 CHEX SYSTEMS Powered by E-Funds:

 All new accounts are verified through ChexSystems before opening.

 What this means to you:

 1.      This determines the validity of member information when opening accounts for an account decision.

Your new Share Account serves as the cornerstone to your credit union membership and enables you to take advantage of the credit union's many other money-saving services.