For teens between the ages of 13 and 19, our Synced Club is completely in sync with you. With a minimum share account deposit of $25, you can be eligible for a free checking account*, free checks, free Synced Debit Card* applying for the Synced Seniors Scholarship*, and so much more.

  • Exclusive to youth ages 13 to 19
  • FREE checking*, no monthly service fee
  • FREE Visa® ATM/Debit Card* -- withdraw cash or swipe to purchase
  • Up to $10 in ATM fee refunds per month**
  • Sign up for an introductory Visa® Credit Card***
  • Discounts on Visa® Gift Cards
  • $300 minimum deposit to open a Term Share Certificate
  • $25 minimum deposit to open
  • Plus, high school seniors are eligible for a $3,000 Synced Seniors Scholarship!

*Synced members ages 16 to 18, you must have an approved parent/grandparent/legal guardian or other owner give written consent to obtain a checking account and/or a Synced Visa® ATM/Debit Card.

**Contact the Alabama Teachers accounting department to initiate ATM fee refunds.

***Must have qualified guarantor.

Scholarship Program

Congratulations to our 2016 Scholarship Recipients!


• Jacob Dowdy – Gadsden City High School

• Madalene Jenkins – Hokes Bluff High School

• Taylor Payne – Pathways Christian Academy

• Benjamin Rush – Oak Mountain High School


• Courtney Brooks –University of Alabama at Birmingham

• Irvine Montebello-Alvarez – University of Alabama

• Michael Spurling – Gadsden State Community College

Honor Roll Rewards

We believe that hard work should pay off.

Honor Roll Rewards 2015 - 2016

Receive $2 for every A and $1 for every B.*

Report cards must be received by January 29, 2016 (Fall Term) & June 30, 2016 (Spring Term)

*Up to $15 per term.

View details.

Youth Month

Get "Credit Union Strong" and join us for National Credit Union Youth Month™ in April!

Open a new youth account or add an additional approved service* to your existing youth account during this special month to be entered to win a trip to The Factory in Gadsden and a fitness prize pack complete with a new Fitbit!

On Friday, April 1st stop by your local branch for educational literature, refreshments and special prizes just for you!

Must meet membership & age requirements. Minimum of $25 required to open share account. *See an ATCU employee for list of approved services and Official Rules. Some restrictions may apply. Minors may have parent's consent. No purchase necessary. Value of grand prize not to exceed $500.