Synced isn't a kiddie account. It's your path to independence. Break free with free checking (share draft), including your own debit card* to use at the ATM or checkout. We'll even pay you back up to $10 in ATM fees each month**!

Plus, apply for a "Synced Senior" college scholarship. So you can hit campus with cash to spare.

  • Exclusive to youth ages 13 to 19
  • FREE checking*, no monthly service fee
  • FREE VISA(R) ATM/Debit Card* — withdraw cash or swipe to purchase
  • Up to 10 ATM fee refunds per month**
  • Sign up for an introductory Visa® Credit Card***
  • Discounts on Visa® Gift Cards
  • Reduced $300 minimum deposit to open a Term Share Certificate
  • $25 minimum deposit to open
  • Plus, high school seniors are eligible for a $1,000 Synced Seniors Scholarship!

*Synced members ages 16-18, you must have an approved parent/grandparent/legal guardian or other owner given written consent by the previously listed parties to obtain a Checking account and/or a Synced VISA(R) Debit Card.

**Contact the ATCU accounting department to initiate ATM fee refunds.

***Must have qualified guarantor.

Youth members under the age of 16 are required to have a parent, grandparent, legal guardian, or other owner given written consent by the previously listed parties to open new services on the account and sign for transactions.

Scholarship Program

Watch for details on our 2015 Scholarship Program this December. Applications will be accepted beginning January 1st 2015.

Congratulations to our 2014 winners!


• Allison Casey Maddox – Glencoe High School

• Tinzley Giles – Boaz High School

• Anthony Lipscomb – Gadsden City High School

• M. Taylor Prickett – Gaston High School

• Antonia Thornhill – Hokes Bluff High School

• Lyle Jones – Gadsden City High School


• Tyler Woodley – Gadsden State Community College

Honor Roll Rewards

We believe that hard work should pay off.

Honor Roll Rewards 2014 - 2015

Receive $2 for every A and $1 for every B.*

Report cards must be received by January 31, 2015 (Fall Term) & June 30, 2015 (Spring Term)

*Up to $15 per term.

View details.

BYFY Newsletter

Summer 2014

Current Promotion


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