Synced isn't a kiddie account. It's your path to independence. Break free with free checking (share draft), including your own debit card* to use at the ATM or checkout. We'll even pay you back up to $10 in ATM fees each month**!

Plus, apply for a "Synced Senior" college scholarship. So you can hit campus with cash to spare.

  • Exclusive to youth ages 13 to 19
  • FREE checking*, no monthly service fee
  • FREE VISA(R) ATM/Debit Card* — withdraw cash or swipe to purchase
  • Up to 10 ATM fee refunds per month**
  • Sign up for an introductory Visa® Credit Card***
  • Discounts on Visa® Gift Cards
  • Reduced $300 minimum deposit to open a Term Share Certificate
  • $25 minimum deposit to open
  • Plus, high school seniors are eligible for a $1,000 Synced Seniors Scholarship!

*Synced members ages 16-18, you must have an approved parent/grandparent/legal guardian or other owner given written consent by the previously listed parties to obtain a Checking account and/or a Synced VISA(R) Debit Card.

**Contact the ATCU accounting department to initiate ATM fee refunds.

***Must have qualified guarantor.

Youth members under the age of 16 are required to have a parent, grandparent, legal guardian, or other owner given written consent by the previously listed parties to open new services on the account and sign for transactions.

Scholarship Program

Congratulations to our winners!


• Allison Casey Maddox – Glencoe High School

• Tinzley Giles – Boaz High School

• Anthony Lipscomb – Gadsden City High School

• M. Taylor Prickett – Gaston High School

• Antonia Thornhill – Hokes Bluff High School

• Lyle Jones – Gadsden City High School


• Tyler Woodley – Gadsden State Community College

Honor Roll Rewards

We believe that hard work should pay off.

Receive $2 for every A and $1 for every B.

View details.

BYFY Newsletter

Summer 2014

Current Promotion


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