Skip-A-Payment

Skip-A-Payment

Make memories. Not payments.

The name says it all. Make more time for memories and spend less time worrying about expenses. Take advantage of our Skip-A-Payment program and defer a monthly payment on eligible loans this holiday season. Our Skip-A-Payment program is just one more way you can focus on what matters most in life: family and friends.

Summary
  • Form must be completed and turned in by November 15th.
  • A $10 fee will be assessed if received after November 15th.
  • No forms will be accepted after December 15th.
  • Need some help this holiday season? Check out our Holiday Loan Special.

Offer does not apply to real estate loans, open-end loans, single pay loans, workout loans, or lines of credit. By signing you authorize Alabama Teachers Credit Union to advance the due date on the loans(s) specified by one month. Interest will continue to accrue on the loan(s) daily. Loans must be current to qualify. All other terms and conditions of the loan will remain. If paying a $10 fee through a transfer from an Alabama Teachers share or share draft account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed. GAP insurance may not apply to the extended loan term. The primary and all joint/cosigning members must sign the request form. Subject to credit union terms and conditions, may be changed without prior notification.