Visa® Credit Cards

Visa® Credit Cards

Bring home what you need today. But coordinate payment with your monthly budget. Alabama Teachers Credit Union offers a selection of Visa® credit cards — all with competitively low APRs, no annual fees, and a 25-day interest-free grace period. Plus, cash in with exclusive Score Card® Rewards!


Carry the card that fits you best — Platinum, Platinum Plus, Platinum Premier, even a Synced teen card!

Balance Transfer Special

Transfer your current credit card balance to an Alabama Teachers Visa® Credit Card — and enjoy 2.99% APR* for 6 months.


This offer is good on any single balance transfer made from February 1st until April 15th. After the promotional period, our standard rate between 9.90% to 11.90% APR* will apply, depending on your eligibility.


Enjoy this special rate while it lasts — apply today!


*Must meet membership and credit requirements. *APR=Annual Percentage Rate. The promotional rate will convert to the standard rate of 9.90% - 11.90% APR, depending on eligibility, at the end of the six (6) month promotional period (October 2014). Offer good on initial transfer only. Purchases excluded. Offer applies to non-ATCU card balance transfers only. Offer subject to change without notice. For terms and conditions, contact an ATCU representative.


Programs, rates, terms & conditions subject to change without notice.

Benefits

All Alabama Teachers Credit Union Visa® credit cards include:

  • An exclusive Score Card® Bonus Rewards program
  • No annual fees
  • 25-day interest-free grace period
  • Balance transfer option
  • No minimum finance charge
  • No transaction fee for purchases

Visa® Platinum Premier

  • Low 9.90% APR
  • Minimum credit limit of $7,500
  • Up to $1,000,000.00 in travel accident insurance

Visa® Platinum Plus

  • Low 10.90% APR
  • Minimum credit limit of $3,000
  • Up to $500,000 in travel accident insurance

Visa® Platinum

  • Low 11.90% APR
  • Credit amounts ranging from $100 to $2,999
  • Up to $250,000 in travel accident insurance

Synced Visa® Card

  • Only for ages 16 to 18 with qualified guarantor
  • Low 1.00% APR*
  • Up to a $200 line of credit

*The promotional rate of 1.00% APR will convert to the standard rate disclosed in the Alabama Teachers Credit Union VISA Credit Card Agreement when the member turns 19.


Programs, rates, terms & conditions subject to change without notice.

eZCard Log-in

Manage your Alabama Teachers VISA(R) Credit Card account on-line in just a few clicks. Visit www.ezcardinfo.com for registration and log-in information.