Visa® Credit Cards
Bring home what you need today. But coordinate payment with your monthly budget. Alabama Teachers Credit Union offers a selection of Visa® credit cards — all with competitively low APRs, no annual fees, and a 25-day interest-free grace period. Plus, cash in with exclusive Score Card® Rewards!
Carry the card that fits you best — Platinum, Platinum Plus, Platinum Premier, even a Synced teen card!
- Benefits
All Alabama Teachers Credit Union Visa® credit cards include:
- An exclusive Score Card® Bonus Rewards program
- "Universal Tickets"
- Cruise and vacation packages
- Special deals and promotions
- No annual fees
- 25-day interest-free grace period
- Balance transfer option
- No minimum finance charge
- No transaction fee for purchases
Visa® Platinum Premier
- Low 9.90% APR
- Minimum credit limit of $7,500
- Up to $1,000,000.00 in travel accident insurance
Visa® Platinum Plus
- Low 10.90% APR
- Minimum credit limit of $3,000
- Up to $500,000 in travel accident insurance
Visa® Platinum
- Low 11.90% APR
- Credit amounts ranging from $100 to $2,999
- Up to $250,000 in travel accident insurance
Synced Visa® Card
- Only for ages 16 to 18 with qualified guarantor
- Low 1.00% APR*
- Up to a $200 line of credit
*The promotional rate of 1.00% APR will convert to the standard rate disclosed in the Alabama Teachers Credit Union VISA Credit Card Agreement when the member turns 19.
- eZCard Login
Manage your credit card account online in just a few clicks. Simply visit www.ezcardinfo.com and sign up or sign in to get started.
- Discover Low Rates
Discover a less complicated life.
Switch to an Alabama Teachers Credit Union Visa® credit card, and experience the difference of 2.99% APR* for six months on any single balance transfer made until March 15th.
Discover change made easy.
After the promotional period, our standard rate between 9.90% - 11.90% APR* will apply, depending on your eligibility.
Discover more options.
With less money going towards interest repayment, you can put greater focus on achieving your goals - and spend more time enjoying the rewards.
Offer good between January 5 and March 15.
Must meet membership and credit requirements. *APR=Annual Percentage Rate. The promotional rate will convert to the standard rate of 9.90% - 11.90% APR, depending on eligibility, at the end of the 6 month promotional period (September 2013). Offer good on initial transfer only. Purchases excluded. Offer applies to non-ATCU card balance transfers only. Offer subject to change without notice. For terms and conditions, contact an ATCU representative.
