Preferred Checking

Preferred Checking

Roll your favorite Alabama Teachers Credit Union services into one easy-to-use account. Preferred Checking gives you favorable rate upgrades, money-saving discounts, and cutting-edge convenience — plus, nationwide ATM fee refunds*!


There's no monthly service fee, minimum balance, or monthly qualifications. Just straightforward free checking for members with at least 5 ATCU services.

Benefits
  • Exclusive to members with at least 5 ATCU approved services
  • Unlimited ATM fee refunds nationwide*
  • No monthly service fee
  • No minimum balance requirement
  • FREE online banking & bill pay
  • FREE eStatements
  • FREE Visa® debit card
  • FREE checks — up to 2 boxes per year
  • Unlimited check writing
  • 0.25% increase in new share certificate rates
  • Reduced personal loan rates**
  • Visa® gift card discounts
  • No minimum deposit to open

*Member must contact the Alabama Teachers Credit Union accounting department to initiate ATM fee refunds. **May apply depending on creditworthiness.