Preferred Checking (Share Draft)

Preferred Checking (Share Draft)

Package your favorite Alabama Teachers services into one easy-to-use account. Preferred Checking* offers a smart blend of convenient products and value.

  • Benefits
  • Unlimited ATM fee refunds **
  • No monthly service fee
  • No minimum balance requirement
  • FREE Online Banking & Bill Pay
  • FREE e-Statements
  • FREE Visa® ATM/Debit Card
  • FREE checks--up to two boxes per year
  • Unlimited check writing
  • Increase on Term Share Certificate rates***
  • Reduction on consumer loan rates****
  • Visa® Gift Card discounts
  • No minimum deposit to open
  • FREE checks - up to two CheckFolios per year

*Exclusive to members with at least five (5) approved services.

**Member must contact the Alabama Teachers Credit Union accounting department to initiate ATM fee refunds.

***Subject to credit union terms and conditions.

****Rates may vary depending on credit worthiness. Terms and conditions are subject to change without notice. All rates are subject to change without notice. Some restrictions may apply.