Preferred Checking (Share Draft)
Package your favorite Alabama Teachers services into one easy-to-use account. Preferred Checking* offers a smart blend of convenient products and value.
- Unlimited ATM fee refunds **
- No monthly service fee
- No minimum balance requirement
- FREE Online Banking & Bill Pay
- FREE e-Statements
- FREE Visa® ATM/Debit Card
- FREE checks--up to two CheckFolios per year
- Unlimited check writing
- Increase on Term Share Certificate rates***
- Reduction on consumer loan rates****
- Visa® Gift Card discounts
- No minimum deposit to open
- FREE checks - up to two CheckFolios per year
*Exclusive to members with at least five (5) approved services.
**Member must contact the Alabama Teachers Credit Union accounting department to initiate ATM fee refunds.
***Subject to credit union terms and conditions.
****Rates may vary depending on credit worthiness. Terms and conditions are subject to change without notice. All rates are subject to change without notice. Some restrictions may apply.