Preferred Checking (Share Draft)
Roll your favorite Alabama Teachers Credit Union services into one easy-to-use account. Preferred Checking gives you favorable rate upgrades, money-saving discounts, and cutting-edge convenience — plus, nationwide ATM fee refunds*!
There's no monthly service fee, minimum balance, or monthly qualifications. Just straightforward free checking for members with at least 5 ATCU approved services.
- Exclusive to members with at least 5 ATCU approved services
- Unlimited ATM fee refunds nationwide*
- No monthly service fee
- No minimum balance requirement
- FREE Online Banking & bill pay
- FREE eStatements
- FREE Visa® ATM/Debit Card
- FREE checks — up to 2 boxes per year
- Unlimited check writing
- Increase on new Term Share Certificate rates**
- Reduction on consumer loan rates***
- Visa® Gift Card discounts
- No minimum deposit to open
*Member must contact the Alabama Teachers Credit Union accounting department to initiate ATM fee refunds.
**May apply depending on creditworthiness.
***Rates may vary depending on credit worthiness. Terms and conditions are subject to change without notice. Some restrictions may apply.