Take advantage of our Skip-A-Payment program* and defer your November or December payment on eligible loans this holiday season.

Complete this form and return to your local office.

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• Form must be completed and submitted 10 days prior to due date of loan.

• A $25 per loan processing fee will be assessed.

• No forms will be accepted after December 15th.

• Need some additional help this holiday season? Check out our Holiday Loan Special!

*By signing, you and any co-borrowers, co-signors, or guarantors, authorize Alabama Teachers Credit Union to advance the due date and maturity date on the loan(s) specified by one month. Interest will continue to accrue on the balance of the loan from the last payment date. Loans must be current or within (15) days of the due date and have had no more than (1) one (30) thirty-day extension in the past (12) twelve months to qualify. All other terms and conditions of the loan(s) will remain. Loans excluded from this offer are Visa® Credit Cards, real estate loans, single pay loans, workout loans, business loans, or lines of credit. GAP insurance may not apply to the extended loan term. All borrowers must sign the request form to skip the loan(s). Subject to credit union terms and conditions, may be changed without prior notification. If funds for the processing fee are not available in the designated account at the time of processing, the Skip-A Payment will not be completed.