2.99% APR* On Balance Transfers

2.99% APR* On Balance Transfers

Offer Available February 1st to April 15th

Now is a great time to make the switch Alabama Teachers Credit Union -- start by transferring your credit card balance to an ATCU Visa® Credit Card. You'll receive 2.99% APR* on any single balance transfer for 6 months.

This offer begins February 1st, and is good on any single balance transfer made until April 15th. After the promotional period, our standard rate between 9.90% to 11.90% APR* will apply, depending on your eligibility.

Enjoy this limited-time offer while it lasts.

Alabama Teachers Credit Union Visa® Credit Card Benefits Include:

  • An exclusive Score Card® Bonus Rewards program
  • No annual fee
  • 25-day interest-free grace period
  • Balance transfer option
  • No minimum finance charge
  • No transaction fee for purchases

Visa® Platinum Premier

  • Low 9.90% APR
  • Minimum credit limit of $7,500
  • Up to $1,000,000.00 in travel accident insurance

Visa® Platinum Plus

  • Low 10.90% APR
  • Minimum credit limit of $3,000
  • Up to $500,000 in travel accident insurance

Visa® Platinum

  • Low 11.90% APR
  • Credit amounts ranging from $100 to $2,999
  • Up to $250,000 in travel accident insurance

Synced Visa® Card

  • Only for ages 16 to 18 with a qualified guarantor
  • Low 1.00% APR**
  • Up to $200 line of credit

Must meet membership and credit requirements. *APR=Annual Percentage Rate. The promotional rate will convert to the standard rate of 9.90% - 11.90% APR, depending on eligibility, at the end of the six (6) month promotional period (October 2014). Offer good on initial transfer only. Purchases excluded. Offer applies to non-ATCU card balance transfers only. Offer subject to change without notice. For terms and conditions, contact an ATCU representative. **The promotional rate of 1.00% APR will convert to the standard rate disclosed in the Alabama Teachers Credit Union VISA Credit Card Agreement when the member turns 19.