Regulations

Make sure you understand these regulations.


Regulation D

Per Regulation D requirements, federal guidelines limit the number of transactions you can make from your Savings, Money Market, IRA, Christmas, Vacation and Special Club accounts. These accounts are limited to no more than six (6) preauthorized or automatic withdrawals or transfers during any calendar month or statement cycle.


Included in these limitations are automatic overdraft transfers from any of these accounts to your checking account and telephone or home banking transfers from any of these accounts to any other account you have at Alabama Teachers or to a third party.


If you exceed these transfer limitations during any calendar month or statement period, checks and automatic withdrawals will be returned. Please contact an Alabama Teachers employee for further information.

Additional Security Measures

As an additional level of protection against Identity Theft, Alabama Teachers will require that you answer a security question each time you call our Member Information Connection number at 1.800.910.4808.


Please note that the question will pertain to the primary account holder such as the last four digits of their Social Security number/Tax ID # (for a Business account) or their birth date.


Thank you for your understanding. Your protection is important to us!