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For more information regarding your NCUA Share Insurance Coverage, please visit the following website links:

“Your Insured Funds”

“How Your Accounts are Insured”

“Share Insurance Estimator”




Your savings federally insured to at least
$100,000 and backed by the full faith and
credit of the United States Government
Checking

5* CLUB
Direct Deposit
Payroll Deduction
ATM Access with VISA ATM/Check Card
Clarke American Check Reorder Express
Other CU Services

 

 


     

Free Checking
Enjoy the ultimate financial freedom by opening a checking account (also called a share draft account) at Alabama Teachers Credit Union. Our share draft accounts provide convenience without the nagging costs that other financial institutions charge for checking accounts. Here's why a share draft account from Alabama Teachers Credit Union is a better deal for your money.

Free Checking/No Minimum Balance
No minimum balance ... no monthly service charge!

Carbonless Copies and Monthly Account Statement
As you write each check, you're also writing a carbonless copy, which is a useful record of payments. And, you'll receive an easy-to-read monthly account statement.

Overdraft Protection
Everyone needs a financial cushion now and then. Our Overdraft Protection Loan is available, after approval. When you write a check for more than the balance in your checking account, your Overdraft Protection Loan is activated to prevent your checks from being returned unpaid. It's a great way to avoid paying insufficient-fund check fees! Apply for your Overdraft Protection Loan when you open your Alabama Teachers share draft account, or click here for an application.