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Your savings federally insured to at least
$250,000 and backed by the full faith and
credit of the United States Government
Checking

5* CLUB
Direct Deposit
Payroll Deduction
ATM Access with VISA ATM/Check Card
Clarke American Check Reorder Express
Other CU Services

 

  • Free Checking
    Enjoy the ultimate financial freedom by opening a checking account (also called a share draft account) at Alabama Teachers Credit Union. Our share draft accounts provide convenience without the nagging costs that other financial institutions charge for checking accounts. Here's why a share draft account from Alabama Teachers Credit Union is a better deal for your money.

  • Free Checking/No Minimum Balance
    No minimum balance ... no monthly service charge!

  • Carbonless Copies and Monthly Account Statement
    As you write each check, you're also writing a carbonless copy, which is a useful record of payments. And, you'll receive an easy-to-read monthly account statement.

  • Overdraft Protection
    Everyone needs a financial cushion now and then. Our Overdraft Protection Loan is available, after approval. When you write a check for more than the balance in your checking account, your Overdraft Protection Loan is activated to prevent your checks from being returned unpaid. It's a great way to avoid paying insufficient-fund check fees! Apply for your Overdraft Protection Loan when you open your Alabama Teachers share draft account, or click here for an application.